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	<title>So Many Shoes, So Little Money - Blog</title>
	<link>http://lisaserwin.com</link>
	<description>A Girl&#039;s Guide to Finance</description>
	<lastBuildDate>Sun, 20 Dec 2009 20:41:57 +0000</lastBuildDate>
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		<title>Federal Insurance (run by a woman!)</title>
		<description><![CDATA[Both savings and checking accounts are federally insured through the Federal Deposit Insurance Corporation or FDIC.
FDIC insurance protects you from losses if your bank goes bankrupt. Although banks are usually very safe places to keep your money, they do loan your money out and invest it in a variety of ways. The people in charge of banks [...]]]></description>
		<link>http://lisaserwin.com/2009/12/federal-insurance-run-by-a-woman/</link>
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		<title>Holiday Thoughts</title>
		<description><![CDATA[
Don’t      overdose on chunky knits
Buy      one get two for you is not a smart plan (but it is a fun one)
Shoe      of the month clubs sound better than they really are
Back      away from the chocolate
Back [...]]]></description>
		<link>http://lisaserwin.com/2009/12/holiday-thoughts/</link>
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		<title>Spare Me</title>
		<description><![CDATA[Spare Me:
THE $300 pair of designer jeans is now, courtesy of the recession, the $200 pair of designer jeans.
http://www.nytimes.com/2009/10/29/fashion/29JEANS.html?_r=3&#38;partner=rss&#38;emc=rss
Go to the Gap, Old Navy or get some Levi’s.  Save your money.
]]></description>
		<link>http://lisaserwin.com/2009/10/spare-me/</link>
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		<title>New Roth IRA Rules</title>
		<description><![CDATA[An important tax law change is coming that expands eligibility for a popular retirement account choice, the Roth IRA. Beginning January 1, 2010, Roth IRA conversion income limits will be eliminated, allowing anyone to convert a Traditional IRA or old 401(k) to a Roth IRA. Question is, should you? You’ll need to talk to an [...]]]></description>
		<link>http://lisaserwin.com/2009/10/new-roth-ira-rules/</link>
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		<title>Investing Better Than Shoes?</title>
		<description><![CDATA[Learning about investing can be painless and dare I say fun. While treated typically as a dry, jargon filled topic, investing can be more enjoyable and more rewarding than assembling a fabulous shoe collection. Don’t believe me?
Shoes can cost you a fortune: they’re expensive to buy and, inevitably, they go in and out of style. [...]]]></description>
		<link>http://lisaserwin.com/2009/10/investing-better-than-shoes/</link>
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		<title>Finance Terms to Know</title>
		<description><![CDATA[There are a lot of terms here so refer back as needed:
Accountant: A professional, who is usually but not always a CPA, who helps you maintain your financial records and prepares and submits your tax returns.
Annual Percentage Rates (or APR): Fees charged by credit card companies when you do not pay your bill in full.
Appreciation: The [...]]]></description>
		<link>http://lisaserwin.com/2009/10/finance-terms-to-know/</link>
			</item>
	<item>
		<title>Gap Jeans</title>
		<description><![CDATA[Have you tried the new gap jeans? They rock.  Great quality denim, a bunch of different fits and cuts for tall and petite people (less $ to spend on hemming &#8211; woo hoo).  Oh, and they don&#8217;t cost $200 either.
]]></description>
		<link>http://lisaserwin.com/2009/09/gap-jeans/</link>
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		<title>Fall &#8216;09 Trends</title>
		<description><![CDATA[Remember, today&#8217;s &#8220;it&#8221; item will be on tomorrow&#8217;s sale rack so invest in the classic and shop at lower priced stores for trendier stuff:

Thigh high boots
Anything animal print (Neiman&#8217;s declares leopard print although the NY Times declares skins for the truly trendy)
Red
Leggings
Motorcycle jackets
Knits
Big shoulders (yes, think &#8217;80&#8217;s)
Statement necklaces
Accessories with hardware (studs, etc.)

]]></description>
		<link>http://lisaserwin.com/2009/09/fall-09-trends/</link>
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		<title>Picking Stocks</title>
		<description><![CDATA[Why invest in stocks and not just bonds? Stocks allow you to invest in companies that can create a lot of value more quickly than bonds. If you pick the right stock, you can make a heck of a lot of money. Of course, if you pick the wrong stock, you can lose a heck [...]]]></description>
		<link>http://lisaserwin.com/2009/09/picking-stocks/</link>
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		<title>Stocks versus Bonds</title>
		<description><![CDATA[Let’s review the differences between owning debt (a bond) and owning equity (a stock). When you own debt (you buy a bond), you are guaranteed the return of your money (the principal) plus the interest payments associated with that bond. When you own equity (you buy a share of stock) you are not guaranteed either [...]]]></description>
		<link>http://lisaserwin.com/2009/08/stocks-versus-bonds/</link>
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